:root{--navy:#0B3A6E;--navy-dark:#072748;--amber:#F2B705;--ink:#16181D;--muted:#3A4150;--soft:#4A5260;--line:#E4E6EB;--field:#C7CCD5;--bg-soft:#F4F6F9}
*{box-sizing:border-box}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.5}
h1,h2,h3{font-family:"Space Grotesk",Inter,sans-serif;letter-spacing:-.01em;margin:0}
a{color:var(--navy)}a:hover{color:var(--navy-dark)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
header{border-bottom:1px solid var(--line);background:#fff}
.bar{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;padding:14px 20px;max-width:1120px;margin:0 auto}
.logo{display:flex;align-items:center;gap:10px;font-family:"Space Grotesk",sans-serif;font-weight:700;font-size:20px;color:var(--ink);text-decoration:none}
.logo span.mark{width:34px;height:34px;border-radius:8px;background:var(--amber);display:flex;align-items:center;justify-content:center}
nav{display:flex;flex-wrap:wrap;align-items:center;gap:8px}
nav a{font-weight:500;text-decoration:none;padding:10px 8px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:0 20px;border-radius:12px;font-weight:600;font-size:16px;text-decoration:none;border:0;cursor:pointer;font-family:inherit}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-dark);color:#fff}
.btn-outline{background:#fff;color:var(--navy);border:2px solid var(--navy)}
.btn-amber{background:var(--amber);color:var(--ink);font-weight:700}.btn-amber:hover{background:#e0a900;color:var(--ink)}
.btn[disabled]{opacity:.45;cursor:not-allowed}
.hero{background:var(--bg-soft)}
.hero .wrap{display:flex;flex-wrap:wrap;gap:40px;align-items:flex-start;padding-top:48px;padding-bottom:56px}
.hero-text{flex:999 1 440px;min-width:0;display:flex;flex-direction:column;gap:18px}
.pill{align-self:flex-start;padding:6px 12px;border-radius:999px;background:#fff;border:1px solid #DDE1E7;font-size:14px;font-weight:600;color:var(--muted)}
.hero h1{font-size:clamp(34px,6vw,52px);line-height:1.05;font-weight:700}
.lead{font-size:18px;color:var(--muted);max-width:560px;margin:0}
.ticks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
.ticks li{display:flex;gap:10px;font-size:17px}
.ticks svg{flex:none;margin-top:3px}
.ctas{display:flex;flex-wrap:wrap;gap:12px}
form.card{flex:1 1 340px;min-width:0;background:#fff;border:1px solid #DDE1E7;border-radius:16px;padding:24px;display:flex;flex-direction:column;gap:14px;box-shadow:0 12px 32px rgba(11,58,110,.08)}
form.card h2{font-size:24px}
.field{display:flex;flex-direction:column;gap:6px}
.field label,legend{font-size:14px;font-weight:600}
input[type=text],input[type=tel],input[type=date],select{min-height:46px;padding:0 12px;border:1px solid var(--field);border-radius:10px;font:inherit;font-size:16px;background:#fff;width:100%}
.row{display:flex;flex-wrap:wrap;gap:12px}.row .field{flex:1 1 140px}
fieldset{margin:0;padding:0;border:0}
legend{padding:0;margin-bottom:8px}
.choices{display:flex;flex-wrap:wrap;gap:8px}
.choices label{display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:0 14px;border:1px solid var(--field);border-radius:10px;font-size:15px;font-weight:500;cursor:pointer}
.note{font-size:13px;color:var(--soft);margin:0}
.warn{display:none;font-size:14px;background:#FFF4E5;border:1px solid #F2B705;border-radius:10px;padding:10px 12px;margin:0}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted)}
.consent input{width:20px;height:20px;margin:1px 0 0;flex:none}
section.block{padding:64px 0}
section.block h2{font-size:clamp(28px,4vw,36px)}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px;margin-top:24px}
.step{border:1px solid var(--line);border-radius:14px;padding:22px;display:flex;flex-direction:column;gap:8px}
.num{width:40px;height:40px;border-radius:999px;background:var(--navy);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
.step h3{font-size:19px}.step p{margin:0;color:var(--muted)}
.band{background:var(--navy);color:#fff}
.band .wrap{display:flex;flex-wrap:wrap;gap:24px;align-items:center;padding-top:56px;padding-bottom:56px}
.band .txt{flex:999 1 440px;min-width:0;display:flex;flex-direction:column;gap:12px}
.band .kicker{font-size:14px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--amber);margin:0}
.band h2{font-size:clamp(26px,4vw,34px);line-height:1.15}
.band p{margin:0;color:#D6E0EC;font-size:17px}
.faq{max-width:820px}
details{border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin-top:12px}
summary{font-size:17px;font-weight:600;cursor:pointer}
details p{margin:10px 0 0;color:var(--muted)}
footer{background:var(--bg-soft);border-top:1px solid var(--line);font-size:13px;color:var(--soft)}
footer .wrap{padding-top:32px;padding-bottom:32px;display:flex;flex-direction:column;gap:10px}
footer p{margin:0}
.page{max-width:780px;margin:0 auto;padding:48px 20px}
.page h1{font-size:36px;margin-bottom:16px}.page h2{font-size:22px;margin:28px 0 8px}.page p,.page li{color:var(--muted)}